Cobalt Financial
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Cobalt Financial Cobalt Financial are here for first-time buyers, buy-to-let investors, commercial clients and those moving home. We are the mortgage and insurance experts there for you from the time you need to know how much you can borrow to the day your purchase completes and beyond. For mortgages we can be paid by commission, or a fee of usually 395 or a combination of both.

Cobalt Financial Limited, PO Box 699, Edgware, Middlesex HA8 4LH. Cobalt Financial Limited is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.

read more › Cobalt Financial's founder Nigel Hakkak spent many years within the financial sector before deciding to build a business that truly puts its customers first. Our aim is, and always has been, to offer support to any individual or business, no matter what stage they are at in their lives or growth, and to be there, from then onwards, through every twist and turn. We believe that everyone wants a professional financial advisor, someone tapped into the market, someone you can trust and who will be on hand through any and all situations, supported by a wealth of knowledge.

read more › Could you be paying too much for your mortgage? If your mortgage renewal date is coming up you should consider asking a mortgage professional whether you could be paying less each month. Mortgages are most often taken out for a fixed term, and when yours is up you will automatically be switched from your - often heavily discounted - rate to your lender's standard variable rate (SVR). It makes sense to know when your renewal is coming up and do your research - it could save you anything from tens to hundreds of pounds, so why wouldn't you?

read more › Much has changed in the buy-to-let environment over the years, therefore, to ensure that you are up to date on current requirements, are able to find the very best buy-to-let deals, and for advice on almost any aspect of buying or selling an investment property, Cobalt Financial is here to help. Our professional mortgage advisors have years of experience helping investors to achieve best yields, maximise capital growth, and protect themselves from volatile economies or financial situations. No matter whether you're a first-time investor or a veteran landlord, require a standard loan or a more complex mechanism, our mortgage advisors can offer guidance and provide you with all the information you'll need to make an informed decision about your next investment.

read more › Cobalt Financial is here to help you find the insurance cover that you, your business or your home needs - peace of mind protection from industry specialists. Our expertise and continual market analysis ensures that we know which providers offer the best rates and policies. However, insurance must be tailored to your individual needs which is why we always carry out a quick, but thorough, risk assessment for every client so we can pair you with the best cover for your needs at the best rates around.

read more › If you wish to make sure that your family is taken care of when you are no longer there to take care of them, then you need life insurance. When you're gone who will pay the mortgage and the household bills, who will pay for schools and university costs, their first bike or car? A good life insurance policy will ensure that your family is financially secure should the worst happen to you. Policies vary widely: some may guarantee a lump sum payout, others expire after a set period of time, some have fixed premiums and payouts, while others offer more flexibility.

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