Business Details
12 Years
experience
Trusted Structural Defects Insurance Specialist in St Helens
Advantage Home Construction Insurance Home Construction Insurance (AHCI) is a leading provider of structural defects insurance and construction-related warranties across the United Kingdom. With over 85 years of combined industry experience and regional offices in Warrington, London, Birmingham, Yorkshire, and Northern Ireland, we deliver tailored insurance solutions for property developers, housing associations, and self-builders. Our dedicated relationship managers collaborate with leading insurers to ensure seamless coverage, whether for multi-million-pound developments or individual residential projects.We prioritise technical expertise, fast-track quoting processes, and on-site support to address the complexities of construction insurance. Backed by a reputation for reliability and competitive rates, we serve clients nationwide while maintaining a personal approach through direct communication channels. Our commitment to industry standards is reflected in our participation in the Trading Standards Consumer Codes Approval Scheme, ensuring transparency and customer satisfaction.
Services
Structural Defects Warranty
Performance Bonds
Self-Build Insurance
Commercial Schemes
Retrospective Insurance
Barn Conversion Warranty
All Risks Insurance
Details
- Year established: 2014
Highlights and features
- We have 85+ years of combined experience in structural insurance.
- Our team provides dedicated relationship managers for personalised service.
- We operate nationwide with offices in key UK locations.
- We offer fast quote and cover processes for development projects.
- Our technical support includes on-site and off-site expertise.
Associations and certifications
- Trading Standards Consumer Codes Approval Scheme
What people say
Professional and timely service
Dedicated relationship managers
Fast certificate issuance
Expert technical support
Cost-effective solutions
Services
Structural Defects Warranty
Structural Defects Warranty provides protection against major structural failures in new builds and conversions for up to 12 years. This insurance ensures compliance with mortgage lender requirements and covers repair costs for defects affecting load-bearing elements. Ideal for developers, housing associations, and self-builders seeking long-term risk mitigation.
Performance Bonds
Performance Bonds guarantee contractual obligations for construction projects, ensuring completion even if contractors default. These bonds are essential for developers securing planning permissions and meeting local authority requirements. We provide tailored solutions for residential, commercial, and infrastructure developments.
Self-Build Insurance
Self-Build Insurance covers residential construction projects from foundation to completion, including 10-year latent defects cover. Designed for homeowners and small developers, this policy protects against structural issues and ensures compliance with building regulations and mortgage criteria.
Commercial Schemes
Commercial Schemes insurance protects office blocks, retail units, schools, and industrial developments against structural defects. Policies are customised for project scale, offering coverage up to 50 million and compliance with institutional investor requirements.
Retrospective Insurance
Retrospective Insurance provides structural defect coverage for completed developments lacking existing policies. This solution enables mortgage eligibility for older properties, catering to developers and homeowners facing insurance gaps after construction.
People
Derek Byrne
Relationship Manager
Derek specialises in structural warranties, offering expert guidance for developers and self-builders. With a focus on streamlined processes, he ensures clients receive tailored insurance solutions efficiently.
Iain White
Account Manager
Iain provides technical support and cost-effective warranty solutions, managing client inquiries with professionalism. His expertise ensures smooth insurance procurement for residential and commercial projects.
Michele Mauchel
Client Liaison
Michele coordinates insurance certifications, assisting clients with documentation and compliance. Her patient approach ensures clarity during complex policy implementations for new builds.
Josh Giblin
Technical Specialist
Josh supports conversion projects with detailed compliance assessments, guiding clients through warranty requirements. His responsiveness ensures timely certificate issuance for residential developments.
Daniel Phillips
Claims Coordinator
Daniel manages retrospective warranty applications, simplifying processes for challenging projects. His proactive communication resolves financial pressures through tailored insurance solutions.
Questions
What does structural defects insurance cover?
Structural defects insurance covers major structural failures in residential or commercial buildings for up to 12 years, including load-bearing elements like foundations and beams.
How do I obtain a warranty quote?
Contact our team via phone or email to discuss your project details and receive a tailored quote within 24 hours.
Do you cover self-build projects?
Yes, we provide 10-year warranties for self-builds, including barn conversions and new residential constructions.
Can I get insurance for completed developments?
Yes, we offer retrospective insurance for existing properties lacking prior coverage, ensuring mortgage eligibility.
What areas do you serve?
We operate nationwide across the UK, with regional offices in St Helens, London, Birmingham, and Northern Ireland.
