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Business Details
23 Years
experience
Trusted Golf Insurance Solutions in Manchester
The Golfers Club was founded in 2003 with a clear mission to provide specialist golf insurance tailored to the unique risks faced by golfers. Our founder, John Woosey, identified a critical gap in the market for affordable, comprehensive coverage that protects golfers from legal liabilities, equipment loss, and personal injuries. Over two decades, we have grown to become the UK's largest golf insurance specialist, insuring over 100,000 golfers and 100 million worth of equipment. Our commitment to competitive pricing is underscored by the Ripe Guarantee, ensuring customers receive unmatched value and service. We have cultivated strong industry partnerships with retailers, manufacturers, and golf courses to offer exclusive benefits, including free golf balls and complimentary rounds at premier venues.

Our Public Liability cover extends up to 10 million, while Equipment Cover includes theft, loss, and damage with tiered limits across our Bronze, Silver, Gold, and Platinum packages. We also provide Hole-in-One bar bill coverage, Personal Accident protection, and unique features like tournament fee reimbursements. Backed by Aviva Insurance Limited and regulated by the Financial Conduct Authority, our policies are designed to deliver peace of mind through rigorous compliance and customer-centric practices. With a Trustpilot presence reflecting our dedication to service excellence, we continue to innovate while maintaining our founding principle: making specialist golf insurance accessible to all.
Services
Public Liability Equipment Cover Hole-in-One Personal Accident Travel Insurance
Details
  • Year established: 2003
Highlights and features
  • We offer competitive pricing with our Ripe Guarantee to match or beat rivals.
  • Our Hole-in-One cover pays up to 200 for bar bills during tournaments.
  • We provide 24/7 customer support for claims and policy assistance.
  • We are regulated by the Financial Conduct Authority for compliance and trust.
  • We partner with leading golf brands to offer exclusive rewards to policyholders.
Associations and certifications
  • Financial Conduct Authority (FCA)
What people say
Excellent coverage Great customer service Competitive pricing Quick claims process Exclusive rewards
Services
Public Liability
Our Public Liability insurance protects golfers up to 10 million for legal liabilities arising from injuries to others or damage to third-party property during play. This cover ensures financial protection against compensation claims, legal fees, and property damage costs. Designed for both casual and competitive golfers, it addresses risks inherent to the sport while maintaining affordability.
Equipment Cover
Equipment Cover safeguards against theft, loss, or damage of golf gear including clubs, bags, trolleys, and accessories up to specified limits. Policies include 'New-for-Old' replacements for items under three years old, with tiered coverage from 1,500 (Bronze) to 7,500 (Platinum). This ensures golfers can replace essential equipment without significant out-of-pocket costs.
Hole-in-One
Hole-in-One cover reimburses up to 200 for bar bills incurred when achieving an ace in recognized tournaments. This feature addresses traditional golf etiquette requiring celebratory rounds for fellow members. Claims require signed scorecards and receipts, providing straightforward financial support for this rare but socially significant event.
Personal Accident
Personal Accident insurance offers up to 50,000 compensation for severe injuries sustained while playing golf, including permanent disablement, limb loss, or sight impairment. Coverage includes dental treatment costs (up to 500) and hospitalization benefits. Age-adjusted limits ensure appropriate protection for golfers aged 1880, balancing risk and affordability.
Travel Insurance
Travel Insurance extends protection worldwide for golfers taking their equipment abroad. The Gold package includes European coverage, while Platinum offers global protection. This ensures uninterrupted coverage for tournaments or holidays, with provisions for equipment hire reimbursement and emergency medical assistance during international play.
People
John Woosey
Founder
John Woosey founded The Golfers Club in 2003 after identifying a lack of specialist golf insurance options. A keen golfer himself, he prioritized competitive pricing and comprehensive coverage, growing the company to insure over 100,000 UK golfers while maintaining a customer-first ethos.
Bernard Gallacher
The Golfers Club Ambassador
Bernard Gallacher OBE, a 3-time Ryder Cup Captain, serves as The Golfers Club's ambassador. His expertise enhances our credibility within the golfing community, aligning our brand with professional standards and reinforcing our commitment to specialist golf insurance solutions.
Questions
What does Golf Care's Public Liability cover include?
Our Public Liability cover protects up to £10 million for injuries to others or damage to third-party property during golf activities, including legal fees and compensation claims.
How does Equipment Cover work for stolen or damaged gear?
Equipment Cover reimburses theft, loss, or damage to clubs, bags, and accessories up to package-specific limits, with 'New-for-Old' replacements for items under three years old.
Can I claim for a Hole-in-One bar bill?
Yes, we cover up to £200 for Hole-in-One bar bills with a signed scorecard and itemised receipt as proof of the achievement during a recognized tournament.
Are there age restrictions for Personal Accident coverage?
Personal Accident cover applies to golfers aged 18–80, with reduced benefits for those over 80, including no permanent disablement cover for policyholders above this age.
How do I make a claim with Golf Care?
Contact our FREEPHONE UK call centre at 0800 158 5515 to report incidents, providing necessary documentation like police reports for theft or medical records for injury claims.