M R Ratcliffe Consultants
Call now
Call now
Website
Call
M R Ratcliffe Consultants M R Ratcliffe Consultants Ltd are dedicated to finding you the right cover at the right price whether you need Transport, Haulage, Courier or Truck insurance cover or one of our General Insurance products. For both business owners and insurance brokers. Find out how we can help you by calling us on 01242 544544. At Ratcliffes we specialise in arranging haulage insurance covers for both owner operators and fleet operators in the transport industry.

We also cover carriers of own goods and multi drop couriers. When arranging HGV insurance it's important that you have the right cover in place which meets your needs. We don't take the one box fits all approach and covers are tailored to you. LGV operators requiring lorry insurance may have different requirements to couriers involved in multi drop work.

We also cover couriers and carriers of own goods. When arranging HGV insurance for your commercial vehicle or vehicle's if you are a multi vehicle operator it's important that you have the right covers in place which meet your needs and your contractual obligations.
Highlights

read more › The year in which the 70 mph national speed limit was introduced and Michael Ratcliffe began his career in the insurance industry. Starting with Commercial Union Insurance he worked his way up through the ranks to become an Insurance Broker and eventually set up his own business. Concorde takes it maiden flight in the same year that Michael Ratcliffe decided to spread his wings and set up M R Ratcliffe Consultants Ltd, specialising in the transport industry in the South West. Graham Davies (Operations Director) joins the Company as its underwriter.

read more › Should you need to make a claim on any of your insurance covers arranged through us then rest assured you're in safe hands. We know it's not just the cost of a claim or the excess on your policy that hits your business hard - it's the time your vehicle is off the road. Our claims process is quick, efficient and simple - just like every other aspect of dealing with Ratcliffes.

read more › As specialists in the transport insurance industry my aim is to always ensure that we give you a consistently high standard of service, commensurate with competitive prices. The transport insurance market is a challenging industry and one where the unexpected frequently occurs. Our experience and longevity in this market makes us a company you can rely on. Should you decide to place your insurance requirement with my company I can assure you we shall do everything in our power to maintain a long and successful relationship.

read more › Whatever size your company - from small family business to large organisation - your commercial vehicles keep your business running. Our in-depth knowledge of the transport industry is backed by over 40 years of helping businesses find commercial vehicle insurance that works for them. When you take out insurance with us, you only pay for the cover you need - the insurance that keeps your business moving, no matter what trade risk, size, type or use of vehicle you operate. Having worked with some of the country's leading haulage and own goods carriers, we understand the pressures you face, and we'll help you keep your costs down without compromising on cover.

read more › Just as every business is different so is every commercial transport insurance policy. Our friendly, experienced staff take the time to understand the needs of you and your business so we are able to provide you with a tailored policy cover at a competitive price. Goods in transit (GIT) insurance (including loss of use) incorporating public and employers' liability cover. Whatever type of commercial vehicle you need to insure, and whatever business sector you operate in, we have you covered. We can insure the following, and a whole lot more.

read more › Our friendly experienced staff will take the time to discuss and understand your fleet insurance needs for your business. This allows us to provide you with tailored covers at competitive prices. We can cover most vehicle types from light commercial vehicles such as vans to heavy goods vehicles. We can also cover most occupations whether you are a haulage contractor, courier doing multi drop work or an own goods carrier. In the 40 years we've been operating, we've seen it all. Our insurance experts will seek out the right fleet truck insurance cover for you.

read more › There's a lot to consider when you're starting a new business and becoming an owner operator. As well as the obvious, such as a great business idea and a business plan, there are some important things to consider if you're going to need transport insurance for your new venture. An operator's licence from the Driver and Vehicle Standards Agency (DVSA) (previously known as VOSA). Once you have these, you'll need insurance. Call us on 01242 544544, where our friendly, experienced team will take the time to understand your business before recommending the right insurance cover at the right price.

read more › At Ratcliffes, we believe in personal service, and taking ownership of your enquiry. We don't pass our customers from person to person, and we won't transfer you to another department to run through your details again (we know how annoying that can be). All our experienced staff have their own direct phone lines and email addresses - there's no time-consuming call answering system, or 'press nine for claims'. We don't just talk about being customer focused - we live it.

read more › Insurance is something you have hoping that you'll never have to use it - but accidents do happen. This is a free download from the android playstore & itunes store and reports directly to us. It's really important to report the incident as quickly as possible as speedier reporting means speedier authorisation of repairs to your vehicle. Also the quicker insurers are aware of a claim, the better position they are in to defend a claim and mitigate costs which ultimately helps in keeping your insurance costs down.

read more › In a competitive insurance market it can be hard to get noticed. There are many challenges such as premium increases coupled with standard truck insurance covers and not to mention unresponsive underwriters. Here at Ratcliffe Underwriting we take a personal approach. We are dedicated to provide you with a tailored truck insurance cover which not only meets client needs but is at the right price. Ratcliffe Underwriting is a subsidiary of M R Ratcliffe Consultants Ltd. We act as a wholesale distributor to insurance brokers offering a broad range of insurance solutions for both commercial vehicles and non motor related covers.

read more › We recognise that this is a competitive sector where price is a key consideration. It can be a challenge to get a competitive price especially if you have access to limited markets and find underwriters to be inflexible. With over 40 years of specialist truck insurance knowledge chances are that Ratcliffe underwriting truck insurance team can help you. We can consider most vehicle types and sizes from vans to heavy goods vehicles, whether they are used for carriage of own goods or haulage. We can also cover couriers and multi drop work.

read more › Fleet insurance is a particularly competitive area. You may have limited markets and in recent months seen rapidly rising rates coupled with inflexible underwriters. We have over 40 years of specialist truck insurance knowledge and chances are our Ratcliffe underwriting fleet truck insurance team can help you. We can consider most fleets whether they are own goods carriers or haulage contractors operating vans to heavy goods vehicles and pretty much anything in between. We'll find the right policy cover at the best price.

read more › If you're a broker or intermediary looking to place business with Ratcliffe Underwriting, you'll need to set up an Agency with us. Once we have received your application, we will check that you qualify and refer the application to our insurance partners. Provided everything is in order, we will then make your Agency live, and you will be able to place business with us. In the meantime, we can still provide quotations while you wait for your application to be approved.

read more › Our specialist General Insurance team are insurance experts in all things 'non-wheels'. We can arrange many types of Commercial and Personal insurances so please call us to discuss your requirements. Whether you are a consultancy, a manufacturer or a salon owner, you need appropriate commercial insurance. We can arrange a tailored bespoke policy to suit your needs, including product liability, stock, business interruption, material damage and more. Do you own a retail unit you rent out? Or maybe you have a portfolio of residential properties in the lettings market.

Reviews
Review M R Ratcliffe Consultants

Be the first to review M R Ratcliffe Consultants.

Write a Review

We recommend