Business Details
29 Years
experience
Expert Mortgage Brokers in Exeter
Established in 1997, Professional Mortgage Services has built a reputation as a trusted mortgage advisory firm serving clients across Exeter and the surrounding regions. Our team of experienced advisers specialises in providing comprehensive market coverage, offering tailored mortgage solutions for first-time buyers, existing homeowners, remortgagers, and buy-to-let investors. We prioritise client education, ensuring customers understand the mortgage process while navigating complex financial decisions with confidence. Our services extend beyond mortgages to include protection products such as income protection, critical illness insurance, and property insurance through leading providers. With a commitment to transparency, we offer no-obligation consultations and maintain regulatory compliance under the Financial Conduct Authority's oversight.Our approach combines technical expertise with personalised service, addressing unique financial circumstances including adverse credit histories. By maintaining partnerships with authorised lenders and insurance providers, we deliver holistic financial solutions while adhering to strict ethical standards. Our physical presence in Kingsteignton and digital accessibility through online consultations ensures convenient service delivery. We operate under clear fee structures, with mortgage advice typically costing 395, and maintain strict confidentiality protocols for all client information. Our longevity in the industry demonstrates our ability to adapt to changing market conditions while maintaining client-centric values.
Services
Mortgage Advice
Buy to Let Mortgages
Remortgages
Mortgage Protection
Income Protection
Critical Illness Insurance
Property Insurance
Auction Finance
Self-Employed Mortgages
Help to Buy Schemes
Details
- Year established: 1997
Highlights and features
- We have over 25 years of experience in mortgage advisory services
- We offer comprehensive market coverage across all mortgage types
- Our team provides tailored protection solutions alongside mortgage advice
- We conduct no-obligation consultations with flexible meeting options
- Our advisers specialise in helping clients with adverse credit histories
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our mortgage advisory service provides comprehensive market analysis to help clients find suitable mortgage products. We cater to first-time buyers, remortgagers, and buy-to-let investors, offering tailored solutions based on individual financial circumstances. Our FCA-regulated advisers help clients understand mortgage options while considering long-term financial implications.
Buy to Let Mortgages
Specialist buy-to-let mortgage solutions for individual landlords, portfolio investors, and limited company directors. We provide market access to competitive investment mortgage products while explaining tax implications and regulatory requirements. Our service includes portfolio management strategies and financing options for property developers.
Mortgage Protection
Comprehensive mortgage protection packages including life assurance, critical illness cover, and income protection. These policies help maintain mortgage payments during financial hardship caused by death, illness, or unemployment. We source products from leading insurance providers to create affordable, tailored protection plans for homeowners.
Remortgages
Remortgaging solutions for clients seeking better rates or additional borrowing. We help clients exit existing fixed-rate deals and access equity for home improvements or debt consolidation. Our service considers early repayment charges and evaluates new mortgage terms against current financial needs.
Self-Employed Mortgages
Tailored mortgage solutions for self-employed individuals, including sole traders and limited company directors. We work with lenders offering flexible income verification processes, requiring just 12 months of trading history. Our service addresses unique documentation requirements and income verification challenges faced by business owners.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, buy-to-let investments, remortgaging, self-employed mortgages, and Help to Buy schemes.
How much does mortgage advice cost?
Our mortgage advice typically costs £395, though exact fees depend on individual circumstances and specific mortgage requirements.
Can you help with adverse credit mortgages?
Yes, we assist clients with CCJs, defaults, and low credit scores to find suitable mortgage options through specialist lenders.
What protection products do you offer?
We provide mortgage protection insurance, income protection, critical illness cover, and property insurance from leading providers.
Are your services regulated?
Yes, we operate as an appointed representative of HL Partnership Limited, authorised and regulated by the Financial Conduct Authority.
