Business Details
Trusted Commercial Insurance Brokers in Penarth
We are a UK-based commercial insurance brokerage dedicated to providing comprehensive coverage solutions for businesses of all sizes. Specialising in professional indemnity insurance for freelancers and consultants, we offer instant online quotations at competitive prices tailored to the core needs of professionals across multiple industries. Our services include public liability, employers liability, and office contents insurance, with flexible options for both self-employed individuals and firms with traditional offices. As an Appointed Representative of Movo Partnership Ltd, authorised and regulated by the Financial Conduct Authority, we maintain the highest standards of compliance and client service.Our team combines deep industry expertise with a commitment to simplifying insurance procurement through user-friendly digital tools and personalised support. With offices in Penarth and Cowbridge, we serve clients nationwide while maintaining a strong local presence. Our regulatory transparency, clear complaints procedure, and partnerships with trusted insurers underscore our dedication to reliability and trustworthiness in all aspects of our operations.
Services
Professional Indemnity Insurance
Public Liability Insurance
Employers Liability Insurance
Office Contents Insurance
Cyber Liability Insurance
Directors and Officers Insurance
Medical Professionals Insurance
Scrap Metal Insurance
Van Insurance
Property Owners Insurance
Highlights and features
- We offer instant online professional indemnity quotes for freelancers and consultants
- Our FCA-authorised status ensures regulatory compliance and client protection
- We provide combined policy options including public liability and office contents
- Our team specialises in tailored insurance for diverse professional sectors
- We maintain transparent complaints procedures through the Financial Ombudsman Service
Associations and certifications
- Financial Conduct Authority
Services
Professional Indemnity Insurance
Our professional indemnity insurance protects freelancers and consultants against claims of negligence or professional errors. This coverage includes legal defence costs and compensation payments while offering flexible policy extensions. Designed for accountants, solicitors, surveyors, and other professionals, our online quoting system delivers tailored protection that adapts to evolving business needs.
Public Liability Insurance
Public liability insurance safeguards businesses against claims from third-party property damage or bodily injury. Essential for contractors and service providers, this coverage includes legal representation and settlement costs. Our policies provide comprehensive protection while maintaining affordability for both small businesses and established firms.
Office Contents Insurance
Office contents insurance covers loss or damage to business equipment, furniture, and stock. Available as a standalone policy or add-on to professional indemnity coverage, it protects against theft, fire, and accidental damage. This solution suits both home-based consultants and companies with commercial premises.
Cyber Liability Insurance
Cyber liability insurance addresses risks from data breaches and cyber attacks. Coverage includes incident response costs, regulatory fines, and business interruption losses. Designed for modern businesses handling sensitive information, this protection helps maintain client trust while meeting compliance requirements for digital operations.
Directors and Officers Insurance
Directors and officers insurance protects company leaders against personal liability claims. This policy covers legal defence costs and settlements arising from management decisions. Particularly valuable for corporate boards and senior executives, it supports confident decision-making while safeguarding personal assets.
People
Emma Silver
Office Manager
Emma Silver oversees regulatory compliance and client communications at Charles Insurance. With extensive experience in insurance administration, she manages complaints resolution and ensures adherence to FCA standards while maintaining transparent client relationships.
Questions
What insurance products do you offer?
We provide professional indemnity, public liability, office contents, cyber liability, directors and officers insurance, and specialist cover for medical professionals, scrap metal traders, and other industries.
Can I get instant insurance quotes?
Yes, our online system provides instant professional indemnity quotes for freelancers and consultants, with options to add public liability and office contents coverage.
Are you regulated by financial authorities?
Yes, we operate as an Appointed Representative of Movo Partnership Ltd, authorised and regulated by the Financial Conduct Authority (registration number 823503).
Do you cover multiple business sectors?
Yes, our policies serve accountants, solicitors, surveyors, medical professionals, construction firms, and other trades with tailored insurance solutions.
