Business Details
9 Years
experience
Your Trusted Mortgage & Financial Advisers in Blyth
Summers Financial Services has been dedicated to providing tailored financial solutions since 2017, combining over 40 years of collective experience in property, mortgages, and financial services. Our team specialises in whole-of-market mortgage advice, insurance products, and protection plans, ensuring clients receive impartial guidance suited to their unique circumstances. As a Financial Conduct Authority-authorised firm, we prioritise transparency, offering no client fees while maintaining strong relationships with lenders and insurers. Our flexible approach accommodates busy lifestyles, with appointments available evenings, weekends, or remotely. We pride ourselves on clear communication, avoiding industry jargon to ensure clients fully understand their options.With a proven track record of securing competitive deals and maintaining long-term client relationships, we remain committed to delivering exceptional service. Our expertise extends beyond mortgages to life assurance, income protection, and property insurance, addressing comprehensive financial needs. Regular market monitoring ensures clients benefit from improved rates when available. Client testimonials consistently highlight our responsiveness, professionalism, and ability to simplify complex financial processes. This dedication to excellence has resulted in numerous recommendations and repeat business from satisfied customers.
Services
Mortgage Broker
Life Insurance
Income Protection
Critical Illness Cover
Secured Loans
Details
- Year established: 2017
Highlights and features
- We offer over 40 years combined experience in financial services and property sectors
- Our whole-of-market approach ensures access to the widest mortgage options
- FCA-authorised status guarantees adherence to strict regulatory standards
- No client fees - our income comes directly from product providers
- Flexible appointment times including evenings, weekends and remote options
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Great deal
Prompt replies
Top notch service
Highly recommended
Services
Mortgage Broker
We provide comprehensive mortgage brokerage services covering first-time purchases, remortgaging, buy-to-let properties, and commercial mortgages. Our whole-of-market approach ensures access to competitive rates across all lender panels. With FCA-authorised advisors, we tailor solutions to individual financial circumstances while maintaining complete transparency about terms and conditions.
Life Insurance
Our life insurance solutions offer financial security for dependents through mortgage repayment protection and family income cover. We provide impartial advice on policy types and terms, ensuring appropriate coverage levels that align with mortgage obligations and personal circumstances. Policies include critical illness cover and income protection options to safeguard against unexpected life events.
Income Protection
We specialise in income protection policies that maintain financial stability during periods of illness or unemployment. Our advisors assess individual needs to determine appropriate coverage levels and policy terms. These plans ensure mortgage payments and living expenses can be maintained during challenging times, providing peace of mind for homeowners and families.
Critical Illness Cover
Our critical illness cover provides lump sum payments upon diagnosis of specified serious health conditions. We help clients select appropriate coverage levels that align with mortgage balances and medical needs. Policies are designed to work alongside life insurance and income protection plans, creating comprehensive financial safety nets for unexpected health challenges.
Secured Loans
We advise on secured loan options that utilise property equity for larger borrowing requirements. Our specialists explain the implications of secured borrowing against property assets, including potential risks and repayment structures. These loans can be used for home improvements, debt consolidation, or business investments while considering long-term financial implications.
People
Ian Summers
Director
With decades of experience in financial services, Ian holds CEmap and FPC qualifications. He specialises in mortgage market analysis and has helped numerous clients secure competitive deals. His expertise covers first-time purchases, remortgaging, and complex financial scenarios.
Clare Summers
Director
Bringing extensive financial sector knowledge, Clare focuses on client relationship management and insurance solutions. She ensures all client interactions maintain the company's high service standards. Her experience spans life insurance, income protection, and mortgage-related financial planning.
Questions
What mortgage services do you offer?
We provide whole-of-market mortgage advice covering first-time purchases, remortgaging, buy-to-let properties, commercial mortgages, and adverse credit situations. Our FCA-authorised advisors tailor solutions to individual financial circumstances.
Are your services free for clients?
Yes, we don't charge clients any fees. Our income comes from mortgage lenders and insurance providers, allowing us to offer impartial advice while maintaining competitive pricing for our clients.
How do you help with mortgage applications?
We guide clients through the entire process, from initial affordability assessments to final approval. Our services include market analysis, deal selection, application submission, and ongoing rate monitoring to ensure continued competitiveness.
Are you regulated by financial authorities?
Yes, Summers Financial Services (NE) Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) under number 780042, ensuring compliance with strict regulatory standards for client protection.
What insurance products do you offer?
We provide life insurance, critical illness cover, income protection, unemployment cover, and property insurance. Our advisors help clients select appropriate coverage levels that align with their mortgage obligations and personal circumstances.
