Business Details
Your Trusted Insurance Broker in Newquay
Established with a commitment to delivering local, professional insurance solutions, Towan Insurance has built a reputation for combining expertise with personalised service. Our team of experienced advisors works diligently to understand individual client needs, offering tailored insurance products across commercial, residential, and specialist sectors. With a focus on transparency and client satisfaction, we leverage relationships with specialist insurers to secure competitive rates while maintaining a dedication to long-term client relationships.Our operational history reflects a consistent approach to risk assessment and policy optimisation, supported by regulatory compliance and industry-recognised partnerships. Through continuous market analysis and client-centric methodologies, we ensure insurance solutions align precisely with evolving customer requirements.
Services
Commercial Insurance
Landlord Insurance
Cyber Insurance
Motor Trade Insurance
Professional Indemnity
Roofers Insurance
Agricultural Solutions
Thatched Property Insurance
Let Property Insurance
Specialist Services
Highlights and features
- We provide dedicated advisor support throughout the insurance process
- Our team secures competitive rates through specialist insurer partnerships
- Immediate cover available for a wide range of insurance products
- Experienced professionals with in-depth knowledge of complex insurance needs
- Regulatory compliance maintained through FCA-authorised frameworks
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Extremely friendly and knowledgeable
Competitive premiums
Excellent communication
Good value
Professional and substantial
Services
Commercial Insurance
Our commercial insurance solutions protect businesses against property damage, stock loss, and public liability risks. Designed for both start-ups and established enterprises, these policies offer comprehensive protection tailored to specific industry needs. With access to specialist insurers, we ensure coverage aligns precisely with operational requirements while maintaining cost-effectiveness.
Thatched Property Insurance
Specialist insurance for thatched properties including private homes, holiday cottages, and rental properties. Our policies address unique risks associated with traditional construction while providing modern protection standards. We work with insurers experienced in heritage buildings to deliver balanced coverage that maintains affordability for property owners.
Landlord Insurance
Comprehensive insurance solutions for residential and commercial landlords covering property damage, rental income loss, and liability risks. Our policies accommodate various property types including single residences, holiday homes, and multi-unit investments. We focus on creating cost-effective packages that protect both property assets and investment returns.
Cyber Insurance
Modern cyber insurance products protect businesses against data breaches, ransomware attacks, and digital liability claims. Our coverage includes incident response, data recovery, and legal compliance support. We tailor policies to business size and sector-specific vulnerabilities while maintaining competitive pricing through specialist insurer partnerships.
Professional Indemnity
Tailored professional indemnity insurance safeguards service providers against claims of negligence or professional errors. Our policies cover legal defence costs and compensation awards across various industries. We focus on matching coverage limits and exclusions to specific professional risks while ensuring value-for-money protection.
Questions
How do you find competitive insurance rates?
We access exclusive market rates through partnerships with specialist insurers and leverage our buying power to negotiate optimal terms for clients.
Which areas do you cover?
We operate throughout Cornwall, the South West, and nationwide, providing both local expertise and national coverage capabilities.
What insurance types do you specialise in?
Our expertise includes commercial insurance, landlord policies, cyber protection, and high-risk property coverage including thatched buildings.
How does your complaints procedure work?
We have a formal process documented in FCA-compliant procedures, with unresolved issues eligible for Financial Ombudsman Service review.
Why use a broker instead of online providers?
We offer tailored advice, policy optimisation, and ongoing support that online platforms cannot match, often resulting in better coverage at comparable costs.
Can you handle specialist insurance needs?
Yes, we specialise in challenging cases like thatched properties and high-risk trades, accessing insurers who accommodate unique requirements.
