Business Details
Financial Advisers in Galashiels
Established as a trusted financial advisory firm, Dewar & Partners provides tailored mortgage solutions, secured loans, life assurance, and home insurance services. Our team combines deep industry expertise with a client-centric approach, ensuring transparent advice and comprehensive support for homeowners and individuals. With access to exclusive market deals and a commitment to regulatory compliance, we prioritise long-term client relationships and financial security. Our services are designed to address diverse needs, from first-time buyers to those seeking debt consolidation or property investment opportunities. Services
Mortgage Advice
Secured Loans
Life Assurance
Home Insurance
Financial Planning
Highlights and features
- We offer FCA-regulated financial advisory services
- We provide access to exclusive mortgage deals unavailable on the High Street
- Our team delivers free initial consultations with no obligation
- We specialise in whole-of-market mortgage comparisons
- We maintain close client liaison throughout the financial planning process
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our independent mortgage advisory service provides whole-of-market comparisons to secure competitive rates. We assist first-time buyers, remortgagers, and property investors with tailored solutions. Our FCA-regulated advisors explain complex mortgage terms including LTV ratios, fixed/variable rates, and repayment options.
Secured Loans
We arrange secured loans from 10,000 to 500,000 for home improvements, debt consolidation, or major purchases. Our advisors explain fixed/variable rate options and help clients understand repossession risks. We support applicants with adverse credit histories and self-employed individuals.
Life Assurance
We offer term assurance, decreasing term policies, and critical illness cover. Our advisors explain policy terms including terminal illness provisions and premium calculations. We help clients determine appropriate coverage amounts for mortgage protection or family financial security.
Home Insurance
We provide buildings and contents insurance comparisons with optional accidental damage cover. Our advisors explain policy terms regarding excess payments, pet damage exclusions, and coverage requirements for rented properties. We help clients understand mortgage lender insurance requirements.
Questions
What mortgage deposit amount do I need?
Minimum deposits start at 5%, with better rates available at 15% deposits. We explain deposit requirements during free consultations.
Can I remortgage to get better rates?
Yes, we help clients remortgage to secure improved interest rates and better terms on existing mortgages.
Do you offer critical illness cover?
Yes, we provide critical illness cover as an optional addition to life insurance policies for additional protection.
How much do life insurance premiums cost?
Premiums start from £6 per month, with exact costs depending on coverage amount, policy term, and individual circumstances.
Can I get a secured loan with bad credit?
We consider applicants with adverse credit histories and help find suitable secured loan options through specialist lenders.
What home insurance do mortgage lenders require?
Most lenders require buildings insurance as minimum coverage, though we recommend combined buildings and contents policies for comprehensive protection.
