Peak Insurance Services
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Whatever your needs may be, we offer independent Personal & Business Insurance and Financial advice tailored to suit you. We take pride in looking after you, your business and your future. Our personal, friendly service alongside our attention to detail has built up honest and truthful relationships with thousands of clients for over 30 years, providing us with an excellent reputation for our outstanding customer service.
Highlights

read more › We offer products and advice to provide Insurance cover for your business needs. Our aim is to work with you, and arrange the most suitable and competitively priced products and covers, not only covering your business assets but liabilities also. This is achieved by offering products covering the absolute minimum cover and meeting legal requirements, or more full covers often in "Packaged " policies, or picking out specific covers and tailor-making a solution.

read more › As a residential property owner, renting your house to paying tenants requires more specific policy cover, you need to protect your financial well-being against the risk of damage to your property whilst covering you as owner against relevant liabilities. It's vital that you have buildings insurance cover so that, in the event of a storm, flood or other incident or accident, you won't be left out of pocket. We think a good landlord insurance policy should have buildings cover, with an option for accidental damage and contents cover if needed.

read more › For over 30 years we have arranged specialist insurance cover for a variety of Pubs, Restaurants, Wine bars and Bistros. We aim to attract well run establishments from the traditional pub to the latest hi-tech food outlets. A good claims history can offer extra discounts. We do however insure new ventures, and can help with advice to ensure all necessary insurance covers are in place. We can include all types of cover which are specific to your business including, buildings, business contents, standard stock and refrigerated stock, wines and spirits, cigarettes and tobacco, business interruption, loss of licence, goods in transit, money, your own personal contents, legal expenses cover and of course public and employers liability cover.

read more › Provides cover for the insured's legal liability in the event of bodily injury to any third party person and or damage to third party property arising out of the operations of the business and occurring within the territorial limits up to the limit as highlighted in a policy schedule. Provides cover in the event of accidental bodily damage to any person and damage to property occurring and caused by a product supplied by the insured. The limit is shown in a schedule and usually mirrors the Public Liability one.

read more › We research the car insurance market on behalf of you, the customer. We do not represent or work for one particular insurer. This means we will be representing you, which is helpful when trying to find your way through the maze of different car insurance companies and motor insurance deals on offer. We carry out research, using latest technology, across a range of different insurers and their schemes to seek out the right deal for you, based on your particular needs. This can prove invaluable in helping you find the right car insurance deal for you at the best possible price.

read more › In addition to our standard cover, we can provide optional policy features which you can add to your policy for an additional cost. This way you can tailor the cover to suit your particular needs and budget. Some insurers provide High value "Blanket" sums insured to help reduce situations of under - insurance in the event of a claim. We offer both buildings insurance and contents insurance. We can offer contents policies that are sufficiently flexible to take account of all the items that make up your household's, furniture, fittings and contents and valuables.

read more › We are obliged to inform you of how to improve your access to travel insurance policies that includes cover for more serious medical conditions. You have been offered a policy in respect of which the medical condition premium is not known. We would like to provide you with details of a 'Medical Cover Firm Directory', which is a publicly available directory that only lists firms that provide or arrange travel insurance policies that cover more serious medical conditions. The directory will also show you enough information about each firm listed, so you can make an informed initial choice about which provider might meet your needs.

read more › Dependent on your current needs, you may require strong capital growth or a regular income, or perhaps a combination of both. The new ISA rules that came into effect in 2014 mean that you can now split the money between stocks & shares ISAs and cash ISAs any way you like. It may still be called an ISA, but a stocks & shares ISA is different to a cash ISA. A cash ISA is simply an account upon which you do not pay tax, whereas with a Stocks and Shares ISA you are investing. A General Investment Account (GIA) is a flexible investment wrapper in which you can hold an array of investments; such as funds, shares, investment trusts within a single account.

read more › Planning for retirement can seem both complicated and confusing, especially with legislation around retirement planning constantly changing. Most recently, increased pension freedoms and the new government Lifetime ISA (LISA) have highlighted the need to be fully informed. We look to simplify the retirement process, by a better understanding of both the pre-retirement savings, process and the planning of a secure and happy financial retirement. Making sure you save in a flexible, low charged and tax efficient manner is key to building for the future.

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