Nicholas Insurance Services
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Nicholas Insurance Services
Nicholas Insurance Services is based in Haverfordwest and has a dedicated team of insurance advisors with 30 years experience. We are a local company who provide services to ensure you are covered across all aspects of commercial insurance allowing you to get on with running your business with complete peace of mind. Please contact us for a free no obligation quotation.

You are able to call into the office, however, social distance measures will remain in place.
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The key thing in obtaining motor insurance is to ensure that you get a policy that satisfies your requirements, giving you adequate cover.
The easy option would be to judge a motor insurance policy based purely on cost but you risk not having sufficient cover.
We have access to policies from a large range of insurance providers and are not tied to a single insurer for our quotes, which gives you more options.
The increase in the range of motor insurance policies has meant that it is now more work to sift through them all to find the right cover for you.
Your home is likely to be the biggest asset you will have so protecting it with household insurance makes perfect sense.
In fact, mortgage lenders require you to take out household insurance to cover the cost of rebuilding your home in the event of fire or any other serious damage.
Are replacements new for old?
What is the excess?
What is the cover for accidental damage?
Is the food in my freezer covered?
Is my jewellery covered?
Can I get a discount for buying more than one policy through the same insurer?
Property owners insurance is designed primarily for those that own a property, but also for managing agents.
If you let out your property or you own a property that is not in use, you should have Property owners insurance to protect you.
Liability cover is an important part of property owners insurance to protect against things that are out of control.
For example, what would happen if a passer by were injured because of a lose tile falling from the roof?
Your liability insurance can cover you generally up to 10 million, but different companies have different amounts.
Shop Insurance is necessary to protect your livelihood.
You work hard to ensure that your shop is successful, so it is important to have good shop insurance in the event that anything goes wrong at the premises.
With all the different things that we need insurance for today, it is often hard to know where to begin.
As with all types of shop insurance, it is worth your while as a shopkeeper to shop around and find the best insurance for you and your business.
What type of things could shop insurance include?
Most businesses regard commercial insurance as a necessary pain but many do not realise that it is also a legal obligation to ensure that you have taken out adequate cover for your business.
Cost cannot be the only factor when selecting your commercial insurance and there are as many type of commercial insurance out on the market as there are types of business.
Each type of business involves different risks although essentially, most of the basics stay the same.
You know your business.
We understand risk.
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