Business Details
21 Years
experience
Your Trusted Marine Insurance Partner
Established in 2005, Winter & Co Marine & Co Marine has grown from servicing marine businesses along the East Coast of the UK to providing comprehensive insurance solutions across the UK and Europe. Our team of experienced underwriters specialises in portfolio reviews and risk management strategies tailored to marine industries. With binding authorities secured for various marine insurance classes, we deliver customised coverage options that meet evolving client needs. The opening of our London office reflects our commitment to supporting international clients and wholesale brokers. Our reputation for expertise, industry knowledge, and consistent service quality has fostered long-term relationships with clients in the marine sector.We maintain authorisation and regulation by the Financial Conduct Authority (FRN 438921), ensuring adherence to rigorous standards. Our underwriting team combines technical proficiency with hands-on experience, including vessel ownership and restoration projects. We prioritise direct communication, enabling swift decision-making without reliance on third-party approvals. Client satisfaction remains central to our operations, supported by transparent processes and accessible support channels. Our physical offices in Tendring, Essex, and Aylesford, Kent, serve as hubs for delivering specialist marine insurance expertise.
Services
Marine Trade Insurance
Professional Indemnity
Engineering Inspection
Ship Repairers Liability
Cyber Liability
Private Pleasurecraft
Historic Vessels
Details
- Year established: 2005
Highlights and features
- We have over 15 years of specialist marine insurance experience
- Our underwriters make decisions directly without third-party reliance
- FCA regulated with Financial Ombudsman Service accessibility
- Team includes vessel owners with practical industry knowledge
- Tailored solutions for both commercial and historic marine assets
Associations and certifications
- Financial Conduct Authority
What people say
Expertise
Responsive
Tailored solutions
Transparent
Professional
Services
Marine Trade Insurance
Comprehensive coverage for marine trade businesses including property damage, financial loss, and liability protection. Designed for marinas, boatyards, and service providers operating globally. Combines hull, machinery, and liability coverage in a single policy structure.
Professional Indemnity
Specialist liability protection for marine professionals including surveyors, brokers, and naval architects. Covers legal costs, fines, and third-party claims arising from professional services. Available with scheme membership for industry-recognised organisations.
Engineering Inspection
Statutory inspection and testing services for lifting equipment and pressure systems across the UK and EU. Complies with LOLER and PER regulations, ensuring safety and regulatory compliance for marine contractors and industrial operations.
Historic Vessels
Tailored insurance for vessels on the National Register of Historic Vessels. Covers both operational and static heritage craft with options for commercial, charitable, or private ownership. Includes shore-side property and liability extensions.
Cyber Liability
Coverage against cyber attack damages for UK and EU-based businesses. Protects equipment, software systems, and third-party liabilities. Designed to address evolving digital security risks in marine operations and offices.
People
Paul Winter
Director
With over 25 years' experience in marine insurance, Paul leads underwriting strategy and specialises in historic vessel insurance. He owns and restored a National Historic Fleet vessel, combining technical expertise with practical knowledge.
Victoria Lodge
Yachts
Specialist in private pleasurecraft insurance, Victoria provides tailored coverage solutions for yacht owners. Her expertise includes charter extensions and bespoke policies for modern and classic vessels.
Jo Whitbread
Accounts
Managing financial operations with 15+ years in marine insurance accounting. Jo ensures efficient policy administration and client financial compliance across commercial and private marine portfolios.
Helen Williams
Marine Trade
Specialist in commercial marine insurance, Helen develops comprehensive policies for trade businesses. Her focus includes combined coverage solutions integrating property, liability, and operational risks.
Questions
What types of marine insurance do you offer?
We provide commercial marine, professional indemnity, engineering inspection, historic vessel, cyber liability, and private pleasurecraft insurance.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FRN 438921).
Do you cover historic or classic vessels?
Yes, we offer specialist insurance for vessels on the National Register of Historic Vessels, including private and commercial operations.
How quickly can I get a quote?
Contact our Tendring office directly or complete our online proposal form for prompt underwriting decisions.
What areas do you operate in?
We provide global coverage for marine trade and pleasurecraft, with EU/UK focus for specialist liability products.
Can I speak to an underwriter directly?
Yes, our team provides direct access to underwriters without intermediary brokers for faster decision-making.
