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Tailored Insurance Solutions for High Net Worth Individuals
At Tollgate Private Clients, we specialise in providing tailored insurance solutions for high net worth individuals. Our expertise lies in crafting bespoke policies for high-value properties, vehicles, and personal possessions, ensuring our clients receive coverage that aligns with their unique lifestyles and requirements. With a dedicated team of insurance professionals, we leverage extensive industry experience and partnerships with leading UK insurers to source the most suitable products.

Our commitment to exceptional client care extends to efficient claims management and ongoing support, ensuring peace of mind for our clients. We prioritise personal service, understanding that our clients value a responsive and knowledgeable approach to their insurance needs. By combining specialist knowledge with a focus on high-value assets, we deliver insurance solutions that protect what matters most to our clients.
Services
High Value Car Insurance Home Insurance Equine Insurance Marine Insurance Travel Insurance Classic Car Insurance Steam Engine Insurance Fine Art Insurance Family Fleet Insurance Collector Insurance
Highlights and features
  • Dedicated team with specialist knowledge in high-value insurance
  • Bespoke cover for unique vehicles and properties
  • Multi-vehicle insurance options for family fleets
  • Expert valuations for fine art and jewellery
  • Personal service from experienced insurance professionals
Associations and certifications
  • Financial Conduct Authority (FCA)
Services
High Value Car Insurance
Specialist insurance for high-value vehicles, including prestige, performance, and classic cars. Our policies offer comprehensive protection tailored to the unique needs of luxury and rare automobiles. With access to leading insurers, we ensure competitive rates and bespoke coverage options for discerning car owners.
Home Insurance
Comprehensive insurance for high net worth properties, covering buildings and contents against risks like fire, theft, and damage. Policies include specialist valuations for unique homes and possessions. Our team ensures tailored coverage that reflects the value and specific requirements of premium residences.
Fine Art Insurance
Specialist protection for valuable art collections, antiques, and jewellery. Collaborating with trusted valuers, we provide accurate assessments and tailored policies. Coverage includes transit, display, and storage risks, ensuring comprehensive protection for irreplaceable items owned by high net worth individuals.
Family Fleet Insurance
Flexible insurance solutions for households with multiple vehicles. Our policies offer cost-effective coverage for family fleets while maintaining high standards of protection. Expert advisors help clients navigate options to find competitive premiums without compromising on coverage quality or exclusions.
Steam Engine Insurance
Tailored insurance for steam-powered vehicles, developed in partnership with the National Traction Engine Trust. Policies address the unique risks and preservation needs of these historic machines. Coverage includes specialist events, transportation, and storage, ensuring protection for enthusiasts and collectors.
People
Ben Halcro
Head Of Sales
With over 20 years in the broking industry, Ben leverages strong insurer relationships to provide expert advice on personal insurances. His focus is on delivering tailored solutions and exceptional client service.
Kesley Cummins
Private Client Account Executive
Specialising in private clients for a decade, Kesley handles complex property risks with expertise. She understands the bespoke nature of high net worth insurance requirements and delivers personalised solutions.
Amy Lockwood
Private Client Account Executive
With nearly a decade of experience in motor and household insurance markets, Amy ensures clients receive optimal pricing and product offerings through her industry expertise and insurer relationships.
Jo Dawson
Private Client Account Executive
Jo prioritises meeting client expectations by simplifying insurance processes and reducing costs. Her approach focuses on superior service delivery for high net worth individuals with specific insurance needs.
Questions
What types of insurance does Tollgate Private Clients offer?
We specialise in high-value car, home, fine art, family fleet, and steam engine insurance, alongside coverage for equine, marine, and travel needs tailored to high net worth individuals.
How do you tailor insurance policies for high net worth clients?
Our dedicated team creates bespoke policies by assessing individual assets and lifestyle needs, leveraging partnerships with leading UK insurers to ensure comprehensive, customised coverage.
Can I get insurance for multiple high-value vehicles?
Yes, our family fleet policies provide cost-effective, comprehensive coverage for multiple premium vehicles, managed by experts familiar with multi-car insurance complexities.
How are claims handled for specialist insurance policies?
Claims are managed efficiently by our experienced team, prioritising swift resolution while maintaining transparency and support throughout the process for all specialist coverages.
Do you offer coverage for unique or historic properties?
Yes, we provide tailored home insurance for high-value and historic properties, including specialist valuations and coverage for unique architectural features and contents.