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30 Years
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Your Trusted Partner for Car & Van Insurance Solutions
Budget Insurance, a UK-based insurance intermediary, has been simplifying insurance solutions for customers since 1996. With over 25 years of experience, we have helped nearly three million customers across the country access flexible, reliable car and van insurance policies tailored to modern lifestyles. Our commitment to transparency and customer-centric service is reflected in our 24/7 claims helpline, online policy management via My Account, and partnerships with leading UK insurers. We prioritise peace of mind by offering comprehensive coverage options, including motor legal protection, breakdown assistance, and guaranteed replacement vehicles.

Recognised for our excellence by over 12,000 Trustpilot reviews, we combine industry expertise with innovative digital tools to ensure accessibility and convenience. Our team adheres to strict regulatory standards under the Financial Conduct Authority, ensuring trustworthiness and compliance. By focusing on clear communication and eliminating hidden fees, we maintain our reputation as a dependable, customer-first insurer.
Services
Car Insurance Van Insurance Comprehensive Cover Third Party Fire & Theft Third Party Only Breakdown Assistance Keycare Cover Guaranteed Replacement Car Tools Cover Motor Legal Protection
Details
  • Year established: 1996
Highlights and features
  • We offer 24/7 claims helpline for motor and home policies.
  • Our policies include free enrolment in the Financial Services Compensation Scheme.
  • We partner with a UK network of leading insurers for competitive rates.
  • Flexible payment options: annual or monthly instalments (subject to status).
  • My Account portal provides 24/7 access to policy documents and amendments.
Associations and certifications
  • Financial Conduct Authority
What people say
Great value cover 24/7 claims helpline Flexible policies Excellent customer service Easy online management
Services
Car Insurance
We provide comprehensive, third-party fire and theft, and third-party only car insurance policies tailored to individual needs. Our policies include benefits like motor legal protection, courtesy cars, and uninsured driver promises. With flexible payment options and 24/7 claims support, we ensure financial protection against accidents, theft, and vandalism.
Van Insurance
Our van insurance offers comprehensive protection for both business and personal use, covering theft, fire damage, and third-party liabilities. Additional features include breakdown assistance, keycare cover, and tools cover. Policies are designed to support tradespeople and businesses reliant on vehicle operations across the UK.
Breakdown Assistance
This optional add-on provides 24/7 roadside assistance, towing, and emergency repairs for vehicles. Available as part of car or van insurance policies, it ensures minimal disruption from mechanical failures, with coverage extending to remote locations and motorways.
Keycare Cover
Keycare Cover protects against lost or stolen vehicle keys, including replacement costs and locksmith fees. This optional extra ensures swift resolution for key-related emergencies, minimising security risks and inconvenience for policyholders.
Motor Legal Protection
Included as standard, this feature provides legal support for accident-related disputes, covering compensation claims and legal fees. It enhances policyholder confidence by addressing financial risks from third-party liabilities and uninsured drivers.
Questions
What types of car insurance does Budget Insurance offer?
We offer comprehensive, third-party fire and theft, and third-party only policies, with optional add-ons like breakdown cover and keycare.
Can I manage my policy online?
Yes, our My Account portal allows 24/7 access to policy documents, payments, and amendments.
Is van insurance available for business use?
Yes, our van insurance covers both business and personal use, with tailored options for tradespeople and commercial needs.
Does Budget Insurance provide 24/7 claims support?
Yes, we offer a 24/7 claims helpline for motor and home insurance customers.
Are there discounts for no claims?
Yes, we reward claim-free years with a no claims discount, reducing future premiums.
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