The Insurance Centre
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The Insurance Centre Whether you're looking to protect your home, motor, pet or a holiday, we've got you covered. Our teams are based in Lancaster and Knott End-on-Sea, with our Lancaster Office nestled in the beautiful stone buildings of China Street. We're proud of our heritage and are driven to serve the local community and beyond. Whether you're looking for personal or commercial cover, we'll go the extra mile to arrange insurance tailored to your individual requirements.

By pro-actively using new technologies and keeping in touch with market trends we're constantly seeking new ways to build on the value we can provide. We believe in forming long-term relationships with our customers, insurers and partners, in order to build mutual trust and share expertise. We have been using The Insurance Centre for a good number of years and they have always offered very competitive prices and they also answer any questions and queries efficiently.

Being able to call or visit the office has meant I've not had to spend time trying to contact insurance companies, which has enabled me to concentrate on other areas of our business.

read more › Our team are committed to offering a personal service based on your specific requirements. Whether you're looking for personal or commercial cover, we aim to go the extra mile and find an insurance tailored to your needs so you're fully covered and not paying for something you don't need. Established in 1996, in the Bowerham area of Lancaster, at The Insurance Centre, we're proud of our roots and our expert teams have remained in Lancaster and Knott End. We're members of Broker Network, the UK's longest established and largest commercial insurance network, allowing us to offer a wider range of services and support.

read more › Please do not submit any sensitive information. It is our intention to provide you with the highest possible level of customer service at all times. However we recognise that things can go wrong on occasion and if this occurs we are committed to resolving matters promptly and fairly. Should you not be satisfied with our final response, you may be entitled to refer the matter to the Financial Ombudsman Service (FOS). More information is available on request or on their website,

read more › We are a general insurance broker looking for a new account handler to join our expanding team within our Lancaster office, which deals with all classes of commercial insurance from existing and new clients. You will be proactive with strong communication skills and have a desire to develop your professional career within a growing team. Ideally you will have a minimum of 2 years commercial insurance experience, Cert CII qualification or a desire to work towards this is required. The role has responsibility for generating revenue and developing the profitability of the business, whilst carrying out full FCA compliance in all aspects of commercial insurance.

read more › Motor Trade Insurance is not just a legal requirement, but a public responsibility for those who service, test, scrap or sell vehicles. The Insurance Centre can find you a comprehensive Motor Trade Insurance plan with access to a wide range of renowned insurers. This allows you to select from an array of different products in order to suitably insure your business. If you have three or more vehicles or multiple drivers, then you could benefit from Fleet Insurance. This policy will provide you with comprehensive financial protection and the flexibility to adapt alongside your growth.

read more › Running a business can be incredibly rewarding, however, it comes with many challenges. It's vital to make sure that you have the correct level of cover to protect your business and ensure you can keep up and running in the event that something should go wrong. The nature and size of your business have an impact on the type of cover you will need, a policy that works for one company won't necessarily work for another. We'll work with you to find out the potential risks to your company so we can arrange a policy that meets your requirements.

read more › Our expert brokers have an in-depth understanding of your work, meaning we can tailor an insurance package which will meet your unique business requirements. In Escape Rooms, you need to be prepared for any eventuality and the same applies to Escape Room Insurance. There isn't one set formula, so we'll work with you to find out the size, assets and risks of your business to determine the level of protection you need. I'm stuck in this darned war bunker. It's cold, it's dark and we can't solve puzzle 3. I think it's broken, if not I need to go back to spy school *cough*.

read more › For both budding and seasoned microbrewery owners, it's important to find protection that has been designed specifically with your unique risks in mind. At The Insurance Centre, our specialist team can help you get a policy which supports your business both now and in the future. We can help cover your business for both your stock and equipment, as well as any diversification activities you run such as tours and delivery services. Many microbreweries seek out opportunities to showcase their offering and sell stock at different events, festivals and trade shows across the country.

read more › Property owners in Lancaster and further afield own properties in a number of forms with various purposes. No matter the size of your property portfolio, whether you own a retail estate or rent out a sole property, we can arrange cover to suit you. Lancaster's rental market includes many students alongside business and other residential tenants. Our cover accounts for different tenant types such as students who may not represent a long-term tenancy or a business tenant who is considered a lower risk but operates from a listed building.

read more › In the devastating event that something happens which makes your home no longer fit to live in, a Buildings Cover policy can pay for alternative accommodation alongside the structural repair costs, with a limit of potentially up to 1million. Most of us keep the majority of our possessions in our homes and if something like a flood or a fire does affect your home, we can ensure you have sufficient cover in place to replace these as soon as possible. Whilst our cover protects the contents inside your house, we can also cover items kept outside or in an outbuilding, as well as the fuel and metered water keeping your home running.

read more › Motor Insurance can protect you and associated third parties against financial cost, in the event of an accident, fire or theft. It's a legal requirement, with Third Party Cover being the legal minimum cover. If you choose to drive a car which is not insured, you will be breaking the law and you could be fined and/or disqualified from driving. You can talk to our advisers at The Insurance Centre to find the Motor Insurance product which is right for you. We will search through a wide range of large UK providers to negotiate the right policy for you and your vehicle.

read more › We can arrange Travel Insurance for your trip whether it's a relaxing break in the sun, a European city sight-seeing tour or a wild road trip down Route 66. Travel Insurance can also foot the cost in other scenarios such as cutting your trip short, lost or stolen bags and lost cash. When planning a holiday, you don't want to think about what could go wrong so let us take this out of your hands. Get covered for your adventure holidays including white water rafting, skiing and scuba diving. When finding you the right Travel Insurance, we ensure we source a policy based on your individual requirements.

read more › Our animal-loving experts at The Insurance Centre are dedicated to keeping your pets healthy by protecting you against unforeseen vet's bills. From cats and dogs to birds and reptiles, we strive to find suitable Pet Insurance for you and your beloved pet. We all love our furry, feathered and scaly friends, yet taking them to the vets can get very costly. Without the right insurance, you may end up with mounting vet bills and limited means to pay them. It's vital to provide our pets with the best health care we can, and Pet Insurance means vets have the scope and flexibility to keep your pets happy and healthy.

read more › We will work with you to establish your line of farming in order to arrange a policy tailored to your business. We understand that the requirements of an arable farmer will differ significantly to those of a dairy farmer, which is where Farm Combined Insurance steps in. You can choose between comprehensive, third party only or third party fire and theft cover along with liability protection in the event of an accident. If you have multiple vehicles on your farm, we can organise fleet cover which ensures all your vehicles are insured under one policy, rather than having to source insurance for each vehicle individually.

read more › We've partnered with Marcus Alcock, editor of, which provides essential news and analysis on the world of corporate emerging risks, to look at the key areas of operational risk. You may have heard the term operational risk bandied around as an important area for companies to monitor. According to UK regulator the Prudential Regulation Authority (PRA), operational risk includes the risk of loss resulting from inadequate or failed internal processes, people and systems. But what does this mean in practice?

read more › While weather forecasting has improved significantly throughout the years, there is still little warning of when and where localised flash flooding may take place. Recent heatwaves (and more extreme conditions) have intensified flooding throughout Europe and the UK. While climate change may be largely to blame, overtaxed drainage systems and inadequate risk management strategies have led to catastrophic damage for both residential and commercial properties. What can you do, to be better prepared?

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